Use It Or Lose It 2024
As we enter the final quarter of 2024, it’s time for a friendly reminder about your dental insurance benefits and FSA funds. These valuable benefits are set to refresh soon, so now’s the time to ensure you’re not missing out on any opportunities to invest in your oral health.
How to Maximize Your Benefits
- Dental Insurance Reset: Most plans reset on January 1, 2025. Any unused benefits from 2024 typically don’t roll over.
- FSA Deadline: If you have a Flexible Spending Account (FSA), funds often must be used by December 31, 2024. Some plans offer grace periods or limited rollovers, so check your specific plan details.
- Covered Services: Most dental insurance plans cover two hygiene examinations and cleanings per year at 100% and pay a partial amount towards other treatments like fillings, crowns, implants, dentures, bridges, and more.
- Combine and Save: You can significantly reduce out-of-pocket expenses by using both your insurance and FSA funds together, particularly for treatments not fully covered by insurance, such as X-rays, sealants, fluoride treatments, fillings, crowns, dentures, bridges, and even braces.
Why Act Now?
By scheduling your appointment early, you avoid the year-end rush, secure a time that fits your schedule, and ensure you maximize your benefits before they expire. Plus, addressing any dental concerns now can prevent more serious issues down the road, potentially saving you time and money. By spending any remaining FSA before they expire, you ensure that you make the most of these tax-advantaged accounts which also help reduce your overall tax liability and improve your financial planning for the year ahead
Our Team is Here to Help
Our team is experienced in working with insurance providers and FSAs, so feel free to reach out with any questions about what your plan covers or how to use your FSA funds. We’ll guide you through your options and ensure you get the most out of your benefits.
Don’t miss out—schedule your appointment now to make the most of your 2024 benefits.
